Get Personal Loan
of up to ₹10 Lakhs
How to apply?
Customer Testimonals
Why Choose InCred For Personal Loans?
- Instant access to Loan from ₹10K to ₹10 Lakhs
- 100% online application - Quick & Hassle Free
- Low annual interest rates, starting from just 13.99%
- Based on your credit assessment, the APR may range from 16% up to a maximum of 60%
- Flexible EMI options with repayment tenures ranging from 12 months to a maximum of 60 months (5 years)
Representative Loan Example:
Mr. Rohan required an urgent loan of ₹1,00,000 to manage immediate expenses. He applied for an InCred Personal Loan and was quickly approved at an interest rate of 21% per annum for a tenure of 36 months.
Here are the details of his loan:- Sanctioned Loan Amount: ₹1,00,000
- Processing Fee (inclusive of GST): ₹3,540
- Net Disbursed Amount: ₹96,450
- Monthly EMI (for 36 months): ₹3,767.50
- Total Repayment Amount: ₹1,35,630
- Total Cost of Loan (Interest + Fees): ₹39,170
Frequently asked questions (FAQs)
Why InCred Personal Loan?
At InCred Finance, we understand that life can be unpredictable, and you may need some temporary financial support. Whether it's a medical emergency, wedding preparation, home renovation, travel plan, or settling overdue credit card payment, we understand these financial needs can arise unexpectedly. InCred Finance gives you the confidence to overcome any financial crises with its lightning fast InCred Personal Loan product.
What is InCred Finance?
InCred Financial Services Limited (InCred Finance) is a new-age financial services group that leverages technology & data-science to make lending quick & easy. We operate in 4 segments - Personal Loans, Education Loans, Business loans and MSME Loans.
How simple is it to apply for InCred Personal Loan?
Applying for Personal Loan with us is easy. First, check your eligibility - Get a loan offer tailored as per your needs. Verify your income & complete your KYC, and your funds will be deposited into your account within 15 minutes. It's a simple paperless process designed for your convenience!
What is the maximum loan I can apply for?
Apply for an Instant Personal Loan of up to ₹10 lakhs to cover your financial needs. Get approved in minutes and access funds in just 15 minutes. For our valued existing customers, InCred Finance goes the extra mile with exclusive pre-approved offers. These offers bring an array of additional advantages, such as expedited processing and lightning-fast disbursal, making your loan process even smoother.
What is an EMI?
EMI (Equated Monthly Installment) is a fixed amount of money you pay each month to repay a loan. It includes both the amount you borrowed (the principal) and the interest on that amount. EMIs help you gradually pay off your debt over time, making it easier to manage your loan payments.
What are the benefits of taking Personal Loan from InCred Finance?
Top benefits of applying for Instant Personal Loan from InCred Finance are -
- Instant access to Loan from ₹10K to ₹10 Lakhs
- 100% online application - Quick & Hassle Free
- Low annual interest rates, starting from just 13.99%
- Flexible EMI options up to tenure of 5 years
Borrow with confidence! With InCred Finance (RBI registered NBFC)