List of KYC / Customer Identification Document

Copy of the following as a Mandatory Document:

i) PAN Card or Form 60 as applicable as per the policy

Copy of any one of the following as Mandatory Documents:

i) Passport (Not Expired)

ii) Voter’s Identity Card issued by Election Commission

iii) Driving License (Not Expired)

iv) Job Card issued by NREGA duly signed by an officer of the State Govt.

v) The letter issued by the Unique Identification Authority of India (UIDAI) containing details of name, address and Aadhaar number.

vi) Details from obtained through e-KYC service of Unique Identification Authority of India (UIDAI).

vii) the KYC Identifier with an explicit consent to download records from CKYCR

viii) Letter issued by the National Population Register containing details of name and address

Other Documents:

i) Other documents including in respect of the nature of business and financial status of the customer, or the equivalent e-documents thereof as may be required by the Company. The Company shall, where its customer submits a proof of possession of Aadhaar Number containing Aadhaar Number, ensure that such customer redacts or blacks out his Aadhaar number through appropriate means where the authentication of Aadhaar number is not required.

In accordance with the regulatory requirements and the Company’s internal policies where ‘simplified measures’ are applied for verifying for the limited purpose of proof of address the following additional documents or equivalent e-documents thereof are deemed to be 'Officially Valid Documents’:

i) Utility bill which is not more than two months old of any service provider (electricity, telephone, postpaid mobile phone, piped gas, water bill);

ii) Property or Municipal Tax receipt;

iii) Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address;

iv) Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation; and

v) Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India In the cases where customer is submitting deemed OVD as mentioned above for limited proof of address, then in such case updated OVD shall be obtained within a period of 3 months of submitting the same. Where the OVD presented by a foreign national does not contain the details of address, in such case the documents issued by the Government departments of foreign jurisdictions and letter issued by the Foreign Embassy or Mission in India shall be accepted as proof of address.

Certified copies of each of the following documents or the equivalent e- documents thereof as Mandatory Documents:

i) Certificate of incorporation;

ii) PAN Card of the Company

iii) Memorandum and Articles of Association;

iv) A resolution from the Board of Directors and power of attorney granted to managers, officers or employees to transact on its behalf; and

v) Documents necessary for customer due diligence of Individual shall be obtained in respect of beneficial owner, managers, officers or employees holding an attorney to transact on its behalf.

vi) the names of the relevant persons holding senior management position;

vii) the registered office and the principal place of its business, if it is different.

Certified copies of each of the following documents or the equivalent e- documents thereof as Mandatory Documents:

i) Registration certificate;

ii) PAN of the Partnership Firm

iii) Partnership deed; and

iv) Documents necessary for customer due diligence of Individual shall be obtained An in respect of the relating to beneficial owner, managers, officers or employees, as the case may be, holding an attorney to transact on its behalf.

v) the names of all the partners; and

vi) address of the registered office, and the principal place of its business, if it is different.

Certified copies of each of the following documents or the equivalent e- documents thereof as Mandatory Documents:

i) Registration certificate;

ii) Permanent Account Number or Form No.60 of the trust

iii) Trust deed; and

iv) Documents necessary for customer due diligence of Individual shall be obtained in respect of the beneficial owner, managers, officers or employees, as the case may be, holding a power of attorney to transact on its behalf, for those discharging role as trustee and authorised to transact on behalf of the trust

(v) the names of the beneficiaries, trustees, settlor and authors of the trust

(vi) the address of the registered office of the trust; and

(vii) list of trustees

Certified copies of each of the following documents or the equivalent e- documents thereof as Mandatory Documents:

i) Resolution of the managing body of such association or body of individuals;

ii) Permanent Account Number or Form No. 60 of the unincorporated association or a body of individualsPower

iii) Power of attorney granted to transact on its behalf;

iv) An officially valid document (Individual KYC) in respect of the person holding an attorney to transact on its behalf; and

v) Such information as may be required by the Company to collectively establish the legal existence of such an association or body of individuals.

Following documents or the equivalent e-documents thereof as a Mandatory Documents:

Documents pertaining to Individual from Customer identification procedure as applicable to the proprietor

Any two of following documents or the equivalent e-documents thereof in the name of the proprietary concern as Mandatory Documents:

· Registration certificate (in the case of a registered concern) (including “Udyam Registration Certificate (URC) issued by the Government”)

· Certificate/License issued by the Municipal authorities under Shop & Establishment Act,

• Sales and income tax returns
• CST/VAT/GST certificate

· Certificate/registration document issued by Sales Tax/Service Tax/Professional Tax authorities Utility bills such as electricity, water, landline telephone bills, etc. IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT

· License/certificate of practice issued in the name of the proprietary concern by any professional body incorporated under a statute. The complete Income Tax return (not just the acknowledgement) in the name of the sole proprietor where the firm's income is reflected, duly authenticated/ acknowledged by the Income Tax Authorities.

However, in cases where the Company is satisfied that, for any proposal, the proprietary concern is not possible to furnish two such documents, the Company will have the discretion to accept only one of those documents as activity proof. In such cases, the Company, however, will undertake contact point verification, collect such information as would be required to establish the existence of such firm, confirm, clarify and satisfy themselves that the business activity has been verified from the address of the proprietary concern.