About Us
Welcome to InCred
InCred is a new-age financial services platform that leverages technology and data-science to make lending quick and easy.
InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances – offering our customers a truly superior borrowing experience.
Vision
To create a trustworthy, transparent and highest integrity financial institution that
positively advances the socio-economic
well-being of lower middle class to middle
class Indian households while protecting the interests of all stakeholders
Mission
To be relentless in inculcating and nurturing a culture of continuous innovation and
execution excellence by combining
cutting edge technology, data science and deep
financial domain expertise and delivering the best suited profitable
products in the most dignified experiences for every customer
InCred Brand Philosophy
To build our brand through affirmative experiences where every moment-of-truth
for our stakeholder conveys and endorses
our core values of
High Performance
Carry out one’s duties with utmost
hard work, dedication and passion.
Ownership
Think like an Owner. Own the outcome.
Continuous Improvement
Constantly think about ways to bring about
positive changes that will benefit our
customers and provide the best customer experience.
Integrity
Doing the right thing even when no
one is watching.
Types of Loans
We operate 4 businesses as part of the InCred Group
Personal Loans
At InCred, we understand that “life happens” and that our bank accounts are often unprepared for unexpected financial needs. From medical emergencies to happy events like weddings, InCred’s consumer business focuses on providing unsecured personal loans that are both convenient to process as well as fairly priced.
SME Business Loans
InCred believes in India’s potential to emerge as the fastest growing economy in the world. With over 50 Million SMEs in India and their numbers growing everyday, India’s growth will be driven by these businesses. However, some of the biggest hurdles in the growth and expansion of these SMEs are financing and inadequate access to credit. InCred aims to help such businesses overcome these obstacles by providing working capital, growth capital and tailor-made financing solutions.
Merchant Loans
A loan offering that is exclusively designed for businesses that are selling goods/services online, InCred provides quick and seamless business loans without collateral. We believe in enabling small businesses and start-ups to unlock their true potential and hence have partnered with industry leaders like Amazon and Flipkart to provide credit with ease.
Here is a glimpse of the year gone by
#YearMadeInCredible2022
